Technology that feels familiar, yet unfamiliarly fast
We bring sophisticated, intuitive technology to life insurance advisors. That means more speed and fewer headaches for your clients. And more efficient, streamlined days for you.
Fully integrated, digital end-to-end experience
Simple, accurate quote and rating comparisons
Transparent deal flows and relationship management tools
Thoughtful and beautiful digital experiences with your personalized branding that clients will love.
Our carrier partners include
Accurate underwriting for maximum confidence
We offer detailed field underwriting and risk assessments backed by data and analytics. So every quote shared is based on the most thorough assessment of fit and value for even the most complex client situations.
Advanced strategies to fit the shapes of modern lives
Estate planning. Jumbo cases. Business coverage. Premium finance. Foreign nationals. We’re here to provide advanced sales concepts and personalized support, whatever the shape of the challenge.
Proactive management and client advocacy
Our team of dedicated brokerage experts will anticipate roadblocks to ensure a streamlined process and leverage data to receive the most competitive offer.
Professionals backing professionals
Our team of insurance professionals has deep expertise backed by decades of experience. So, we’ve got the capabilities and resources to help – however, and whenever, you need us.
The right coverage to fit every need
We partner with leading national carriers to bring the best insurance coverage at the greatest value for every client need.
Permanent Life
Life insurance coverage that doesn’t expire and often combines a death benefit with a tax-advantaged savings component that grows based on investment performance. Can be used for a wide range of individual and corporate strategies including estate planning, retirement savings, income protection, and charitable giving.
Term Life
Life insurance protection for a set period of time, usually with fixed terms between 10 to 30 years, without a savings component. Simple and often the most affordable coverage, it is especially effective for needs that are time bound like a mortgage. Often used for income protection and key person insurance.
Long-Term Care
Protection against the expense of needing care to go about activities of daily living for an extended time, due to old age or disability. It is available as a standalone policy or combined with a life insurance policy as a living benefit.
Disability
Long-term disability insurance protection that compensates when unable to work for an extended period of time due to illness or injury. Often based on a fraction of income.
Modern Life’s offering has been exceedingly helpful in streamlining the underwriting process and securing policies quickly.”
Scott DeSantis Advisor CEO, Civic Financial
Modern Life advisor since November 2021
“
Embracing technology allows advisors to streamline the buying process, leveling up life insurance capabilities and client satisfaction. Modern Life does it best.”
Jared Levy, CFP, ChFC Advisor Founder & Managing Partner at Brix Partners
Modern Life advisor since November 2021
What makes Modern Life different?
Modern Life
End-to-end digital, mobile-friendly experiences, with one place to track and manage it
A fully digital and streamlined process that gets it right the first time
Rich understanding, quick turnarounds, and client advocacy when underwriting
Fast and fully digital applications and electronic policy delivery
Traditional Brokerages
Hard-to-use legacy systems, multiple rekeying, and disconnected data
Clunky and frustrating manual processes with many repeated steps and corrections.
Transactional, slow service and ‘processing’ mindset
Chasing down stacks of paperwork and signatures. Yawn.
If you are interested in working with us, please enter your contact information here. A Modern Life team member will contact you to share more about Modern Life’s products and services and determine whether it would be a fit to work together. If so, we'll onboard you to the technology platform and facilitate your appointments with our carriers.
Modern Life works with experienced life insurance advisors who have a track record of serving clients at a high level of excellence. Advisors must have an active life insurance license in all states where they serve clients and $1M of errors & omissions coverage.
Advisors always own the client relationship. Modern Life exists to empower advisors by providing technology, products, support, and branded experiences, not to replace the core relationship between a trusted advisor and the client.
Get started with Modern Life as an advisor today
We combine sophisticated technology with expert support to empower independent life insurance advisors. See the future of insurance brought to life.
