With more than $56 billion in outstanding policy loans, many clients may have concerns about their current policies, which may be underperforming, insufficient or no longer economical.

Join Charles Perrault, VP of Advanced Planning at Prudential and Bill Ventura, VP of Strategic Growth at Modern Life for a discussion of how advisors can identify problematic loans and restructure or exchange them for clients.

Attendees will learn the nuances of policy loans, including their implications for clients' financial strategies and potential tax burdens. The session will feature case studies that illustrate various scenarios, such as policies with low and high loan-to-value ratios, how to structure a proposal and how to navigate unique circumstances, including collateralized lending and premium financing.